Father breaks down in tears after son, 24, pays off entire mortgage

Father breaks down in tears after son, 24, pays off entire mortgage

01/05/2021

Touching moment father breaks down in tears after YouTuber son, 24, reveals he has paid off his ‘every penny of his mortgage’ so that he can retire early

  • Jamie Nyland, 24, from Gloucestershire, paid off his father Richard’s mortgage 
  • Social media star, who has over 2.3m followers, shared clip of emotional moment
  • Told his father: ‘I’ve just paid off every single penny left on your mortgage’ 
  • Handed him the keys to the home while Richard broke down in tears sobbing
  • Other social media users were left emotional over the father-son moment  

A father has broken down in tears after his 24-year-old son paid off his entire mortgage, allowing him to retire early. 

Jamie Nyland, 24, from Gloucestershire, who has over 2.3 million followers on TikTok, shared a clip earlier this week surprising his father Richard with the news he had bought his home.

In the video,  Jamie walked into his father’s bedroom and threw him the keys to the house, saying: ‘I’ve just paid off your mortgage. I’ve just rung the bank and paid off every single penny left on your mortgage.’

Richard was left in floods of tears by the moving gesture, with other social media users praising Jamie as ‘so loving and respectful.’    

Jamie Nyland, 24, from Gloucestershire, who has over 2.3 million followers on TikTok, shared a clip on the social media platform as he told his father he had paid off his mortgage 

In the clip, Jamie waved the keys at the camera before walking into his father’s bedroom and tossing them to him.

In response, his dad said: ‘Why did you give me them for?’

Jamie told him he had ‘just paid off the mortgage’, adding: ‘You now own this whole house. I swear. You’ve worked your whole life so now you can actually retire.’

His father shook his head, repeating the word ‘no’, while Jamie tried to convince him it was the truth. 


In a clip shared to the social media platform, Richard broke down in tears and called Jamie ‘the best son in the world’ 

When it dawned on him that his son was being serious, he broke down in tears, wiping his face softly.

He insisted he couldn’t accept the gesture, but Jamie told him: ‘I’ve already done it.’  

Richard added: ‘You’re the best son in the world you can have.’

Meanwhile he went on to hand the keys back to his son, saying: ‘It’s in the will. The house is yours – what’s mine is yours.’

Initially Richard was stunned after his son dropped his house keys into the palm of his hand, and remained baffled after his son initially told him the news 

He continued: ‘I love you so much. You paid off my mortgage, I’ve put you in my will. You retire me for life so I’ve set you up for life.’

The video ended with the father and son hugging, with Jamie captioning it: ‘I love you Dad.’ 

In a later comment, Jamie clarified he was able to afford the mortgage after ‘doing Vine for four years and YouTube for 10 years’, adding: ‘It has been my only goal.’

The touching clip has since been viewed over a million times on the social media platform, with many praising Jamie for the generous move.

Jamie went on to reveal Richard told him that the house was ‘in the will’, with the father handing the keys back to his son 

One commented: ‘This is beautiful.’

Meanwhile another wrote: ‘You’re the best man, your dad deserves it.’

‘You’re so lucky to have each other,’ one replied. ‘Well done to your dad for raising such a loving and respectful son.’ 

Social media users were left feeling emotional over the clip, with some saying they were in tears over the generous gesture 

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